Privacy Policy › The Community State Bank

Privacy Policy and Right to Opt-Out

Rev 04/2018

Facts

WHAT DOES TCSB DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the products or service you have with us. This information can include:

Social Security number
Payment history
Transaction history
Transaction or loss history
Credit history
Account transactions

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons TCSB chooses to share; and whether you can limit this sharing.

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

For our marketing purposes – to offer our products and services to you

Yes

For joint marketing with other financial companies

We don't share

For our affiliates’ everyday business purposes – information about your transactions and experiences

We don't share

For our affiliates’ everyday business purposes - information about your creditworthiness

We don't Share

For our affiliates to market to you

We don't Share

Questions?	Call toll-free 1-800-362-0171

Who We are
Who is providing this notice?	TCSB means The Community State Bank.

What We Do

How does TCSB protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does TCSB collect my personal information?	We collect your personal information, for example, when you: Open an account Apply for a loan Give us your contact information Pay us by check Show your driver’s license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing	Federal law gives you the right to limit only: sharing for affiliates’ everyday business purposes - information about your creditworthiness. affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. TCSB does not share with our affiliates.
Non‑Affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. TCSB does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. TCSB does not jointly market.